Focus on sustainable growth that is Realistic, Resilient, and Robust, says CMD Parminder Chopra.
MUMBAI, May 21(The CONNECT)- PFC Group registered the highest annual Profit After Tax (PAT) with 15% increase – Rs. 26,461 crores in FY’24 to Rs. 30,514 crores in FY’25 as it maintains its numero uno position among the NBFCs in India Group in India with total balance sheet size of over Rs11.70 lakh crores.
The company’s consolidated loan asset book crosses Rs. 11 lakh crores and registered a growth of 12% from Rs. 9,90,824 crores as on 31.03.2024 to Rs. 11,09,996 crores as on March 31,2025.
Consolidated Net worth (including non-controlling interest) increased by 16% – Rs. 1,34,289 crores as on March 31, 2024 to Rs. 1,55,155 crores as on this March end.
CMD Parminder Chopra said that PFC continues to set new benchmarks as India’s highest profit-making NBFC — both on a consolidated and standalone basis. With a focus on delivering sustainable growth that is Realistic, Resilient, and Robust, we have delivered yet another year of strong financial performance.
The consolidated Gross NPA reached below 2% and is at 1.64% in FY’25 vs. 3.02% in FY’24.
Owing to active resolution efforts, consolidated Net NPA has reached its lowest level at 0.38% in FY’25 from 0.85% in FY’24.
Stand Alone Financials
PFC registered 21% impressive increase registered in Standalone Profit After Tax from Rs. 14,367 crores in FY’24 to Rs. 17,352 crores in FY’25. With this, PFC continues to maintain its position as the highest profit making NBFC in India.
It recorded a 24% jump in Quarterly PAT from Rs. 4,135 crores in Q4’24 to Rs. 5,109 crores in Q4’25.
The company’s Board of Directors proposed a final dividend of Rs. 2.05 per share in Q4’25. With this, PFC has given a total dividend of Rs. 15.80 per share for FY 25.
PFC witnessed double-digit growth of 12.81% in its loan asset book- from Rs. 4,81,462 crores as on March 31.03.2024 to Rs.5,43,120 crores as on 31.03.2025.
Renewable book crosses Rs. 80,000 crores milestone and is at Rs. 81,031 crores as on 31.03.2025, registering an increase of 35% from last financial year.
PFC’s net worth has surpassed the Rs. 90,000 cr. mark and now stands at Rs. 90,937 crores as on 31.03.2025, an increase of 15% from 31.03.2024.
With successful resolution of KSK Mahanadi, the asset quality has further improved with Net NPA ratio reduced to less than half a percentage at 0.39% in FY’25 vs. 0.85% in FY’24.
The Gross NPA saw a significant reduction of 140 bps viz-a-viz FY’24 and is at 1.94% for FY’25.
“With a double-digit 13% growth in our loan portfolio, we are powering India’s power & infrastructure sector with confidence and stability,” Chopra said.
At the same time, maximizing shareholder value remains central to PFC’s strategy which is reflected in PFC’s final dividend of Rs. 2.05 per share, taking the total dividend for FY’25 to Rs. 15.80 per share, she pointed out.
Also, PFC continue to leads the way in clean energy financing with the largest renewable loan book in the country, now exceeding Rs. 80,000 crores representing a 35% year-on-year growth.
The successful resolution of KSK Mahanadi has been instrumental in further strengthening PFC’s asset quality, Director (Finance), Sandeep Kumar said.
